This week, our group health insurance provider issued some demands that call for details about our personal life, health and financial records, including Social Security numbers. Cloaked in a lame disclaimer that this information is necessary, they nevertheless demand compliance from us or we risk losing our insurance. No is not an option.
Why do they say they need this information which amounts to a massive invasion of privacy? To aid “employees applying for medical coverage.” That’s it! They evidently are counting on the colossal ignorance of their clientele about the meteoric rise in identity theft, about hackers breaking into IT systems that are “guaranteed” to be secure, about glitches and breakdowns in hardware and software, and about unscrupulous employees who access the databases for their personal gain. On one hand, we are told by authorities that if you don’t want something to be seen on the internet, don’t put it up there, and, on the other hand, give them your most private and personal records and trust them implicitly that they will be careful with them.
Paragraph after paragraph is written to convince us that the provider will protect the information from any illegal or unwarranted use. Yet, the company also warns us about “hoax emails that look authentic and appear to have been sent by a company you recognize.” This is tantamount to recognizing that a real danger exists that the information may be compromised, but, if it is, we should not blame them. In addition, they admit that they might “sell, merge or transfer any part of our business,” and “part of the sale may include the transfer of your personal information.”
The provider also informs us that they might “enter into contracts with third parties who assist us in servicing you.” Precautions are supposedly taken to insure that personal information is secure, but, if it is not, the very inclusion of the paragraph is a legal instrument to let them off the hook. Why? Because, in such an event, they can always say, “we told you this might happen and you signed the documents anyway!” Shame on us.
Here is the information requested:
Information about yourself:
- Date of birth
- Date of marriage
- Address, phone
- Height, weight
- Name and phone number of primary care physician
- Employer’s name, occupation, date of hire, hours worked per week
- With life insurance, income reported by W2 or 1099
Information about dependents:
- Full legal name(s)
- Dates of birth
- Social Security numbers
- Heights and weights
- Names and numbers of primary care physicians
Prior existing medical coverage:
- Policy holder’s name and SSN
- Expiration date
- Name, address, phone of carrier
- Policy number
- Effective dates of coverage
- Coverage type (medical, dental, etc.), who is covered
- Names of covered individuals
Information about any medical conditions:
- Condition name
- Treatment dates
- Medications and doses
- Other relevant details
If this invasion of privacy is totally necessary to serve the client, the case should be made in a much stronger and more convincing way. If the information required is absolutely essential, I suspect it is not to serve the client, but to control him. I believe that a governmental agency is behind it all. There is no other reason for such details to be submitted.
This whole process has a chilling effect on me. More and more, I have credible reasons to be afraid of my government. I am being boxed in incrementally, and soon I will have no freedom to act as I wish. Those dismissive of my fears need to study the governmental evolution of totalitarian states. One “reasonable” change after another eventually leads to an unreasonable existence. Little by little, demand by demand, file by file, the system is pushing the noncompliant into non-personhood. If you are not in their database, you don’t exist. My question persists: why this massive invasion of privacy?
It appears that the only mistake that George Orwell made in his sinister prediction of “Big Brother” in his classic, “1984” is the date. He should have entitled it “2012.”